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Free professional utilities

Useful estimates, with every assumption visible.

Estimate income tax, advance-tax instalments, GST, TDS, PF, ESIC and Maharashtra Profession Tax. Entries remain in your browser and are not uploaded.

Runs in your browserNo data uploadedRule set reviewed 2 October 2026
Before you rely on an estimateThese tools apply the listed Tax Year 2026–27 rules to the facts you enter. They now include major capital-gain and special-rate categories, but unusual exemptions, treaty positions, loss set-off, AMT, foreign income and disputed classifications still require professional review.
Tax Year 2026–27 • Income-tax Act, 2025

Income tax and advance-tax estimate

Enter only the income categories that apply. Standard deduction, slab tax, major special-rate tax, cess and advance-tax eligibility are handled automatically.

Taxpayer profile
Income taxable at normal slab rates
Enter an eligible loss as a negative amount.
Capital gains and special-rate income Enter only if applicable
20% under section 196 (familiar former section 111A).
12.5% above the aggregate ₹1,25,000 threshold under section 198.
12.5% under section 197; special land/building option is not automated.
Illustrated at 30% without slab benefit.
Illustrated at 30%; only eligible acquisition cost should already be reflected.
Illustrated at 60% plus the applicable 25% surcharge and cess.
Used only for partial integration where applicable; it is not added to taxable income.
Deductions and tax credits
Do not include the salary standard deduction; it is computed automatically.
Results update automatically while you type
Major individual/HUF income categories are included, but this remains an estimate—not an ITR computation engine. It does not automate capital-gain exemptions/indexation elections, loss set-off or carry-forward, Chapter VI-A eligibility, treaty/foreign-tax relief, AMT, firm/company taxation, marginal relief for every mixed-income combination, or interest under sections 423–425. Review source documents before payment or filing.
Sections 403–408 • TY 2026–27

Advance-tax payment schedule

This schedule uses the income, profile, credits and tax already paid in the Income tax calculator—no duplicate entry is required.

Automatically linked to the Income tax calculator
Eligibility and instalments update from your income entries
A resident individual aged 60 or more is exempt only when there is no income chargeable under “Profits and gains of business or profession”. Others generally become liable when advance tax payable is ₹10,000 or more. Interest and event-based relief for capital gains/dividends arising after an instalment date require a date-wise professional computation.
Common GST rate helper

GST amount calculator

Split intra-state tax into CGST + SGST or calculate IGST for inter-state supply.

GST updates automatically while you type
This tool calculates an amount only; it does not determine classification, HSN/SAC, exemption, reverse charge, composition eligibility, valuation, place of supply or input-tax-credit availability. Confirm the applicable rate using the official GST source.
Income-tax Act, 2025 • TY 2026–27

TDS applicability and amount

Select a payment to see its new section/table reference, familiar former section, rate and transaction/aggregate threshold.

Automatically selected from the rule
Applicability and TDS update automatically while you type
This is a common-case decision aid, not a complete withholding engine. Payer/payee status, exemptions, lower/nil deduction certificates, declarations, timing, GST exclusion, treaty provisions, special rates and transition rules can change the outcome. From 1 April 2026, quote the applicable section 393 table item rather than only the former 194-series number.
EPF ceiling revised 17 September 2026 • ESIC rates verified

PF & ESIC contribution estimate

Start with one monthly wage. Add details only when the PF wage differs or an ESI continuation rule applies.

EPF 12% + employer 12%; ESI 0.75% + employer 3.25%
PF and ESIC update automatically while you type
The revised ₹25,000 EPF/EPS ceiling is applied for current calculations from 17 September 2026. EPS eligibility, higher-pension options, international workers, excluded employees, 10% contribution establishments, EDLI and administration charges need separate review. ESI coverage can continue for the full contribution period after wages cross the ceiling.
Official Maharashtra Schedule I • current rates

Maharashtra Profession Tax

Calculate employee salary deduction or the common annual enrolment amount for a professional/business person.

Profession Tax updates automatically while you type
Maharashtra only. Salary rates reflect the schedule effective from 1 April 2023; the common PTEC result covers listed ₹2,500 annual categories. Exemptions, special classes, turnover-based historic entries and coverage in another state require the complete schedule.

General disclaimer: Results are informational estimates and do not constitute legal, tax, investment, payroll or professional advice. Law, rates and portal behaviour can change, including retrospectively. The signed Act, Rules, notification, circular, order and official portal prevail. UNM Consultant accepts no responsibility for action taken solely on these estimates.